Table of ContentsView AllTable of ContentsContact the Legal RepresentativeForm of DispositionChoose a Funeral HomeTypes of ServicesFlowers or DonationsPaymentPlanning Your Own Funeral

Table of ContentsView All

View All

Table of Contents

Contact the Legal Representative

Form of Disposition

Choose a Funeral Home

Types of Services

Flowers or Donations

Payment

Planning Your Own Funeral

Read on for an overview of how to plan a funeral or memorial service, whether for yourself or for a loved one. It makes clear the importance (whenever possible) of planning ahead and making your wishes known before death, as well as alternatives to traditional funeral services.

While commonly confused, a funeral and burial are not the same thing.Photo © DreamPictures/Blend Images/Getty Images

Mourners standing over grave

In many cases, a person has identified a personal representative who is responsible for handling their affairs after death. Experts suggest that the instructions for end-of-life care and funeral arrangements be kept separate from a person’s will, which may not be read until weeks later.

In most cases, this person is close to the deceased and knows their wishes. They can guide the funeral planning process in terms of burial or cremation, what type of service and where, and who will be involved in tasks like planning the readings or inviting guests to a meal afterward.

If you’re not the legally appointed representative yourself, it’s important to contact them first.

End of Life Concerns

Choose the Form of Disposition

When planning a funeral or memorial service, it might prove easier to first select the form of final body disposition you desire.Traditional or green burial, or cremation, all are options.

Traditional Burial

Whether below ground in a cemetery plot/gravesite, or above ground in a mausoleum orsepulcher(sometimes referred to as “entombment”), traditional burial generally involves purchasing:

Natural (Green) Burial

A growing number of traditional burial cemeteries and sites specifically created for this form of final disposition now offernatural or “green burial"opportunities.

In general, people who select natural burial seek to minimize their impact on the environment after death. A 2022 report found 84% of people would consider a green funeral if it was offered to them, and 85% would contact a funeral home in their area if they were planning a green funeral.

Cremation

The cremation process uses heat/flame to reduce a body to bone fragments or “ashes.”

These cremated remains offer survivors various options afterward, such as keeping or scattering the remains, burial below ground in an urn, placing the inurned cremated remains in a columbarium, etc.

Alkaline Hydrolysis

This form of final disposition is relatively new and might not yet be available in some areas.

Thealkaline hydrolysis process, sometimes called “flameless cremation,” uses pressure and relatively low heat (versus cremation) to reduce a body to an inert liquid and skeletal bone fragments.

The next step is to research your service and provider options. If death has already occurred, you can contact a local funeral home, cremation provider, or cemetery.

Your chosen provider can help you:

In some cases, these options will be spelled out if the deceased has planned for their funeral in advance. Contacting the personal representative can help to ensure their wishes are honored.

How to Write an Obituary

Decide on the Type of Service

Many people mistakenly assume that a funeral and cemetery burial are the same thing, or that choosing cremation means you can’t also hold a funeral service with the deceased’s embalmed body present beforehand. Or, they can’t be “buried” along with a spouse (sometimes, they can).

It’s important to understand that a “funeral” involves two important functions:

A personalized funeral or memorial service reflects the unique life and personality of the deceased individual, regardless of the form such services take (faith-based service or secular gathering, public or private). You’ll want to ensure that a memorial reflects their unique personhood and any spiritual practices.

Consider these options when creating a memorable, meaningful opportunity for mourners to express their grief and share their comfort. You may need to plan for:

Webcastingthe funeral, ormaking a recordingof the service available later, can be an important feature for those unable to attend a gathering in person.

Should the Body Be Present?Burial and cremation are meant for final body disposition. Neither choice means the body needs to be present during a funeral or memorial service. You can still have open-casket visitation hours with the body present even if cremation is planned. Or, you can complete a cremation but still plan a memorial service later without the remains present. Your plans will reflect your loved one’s and family’s wishes.

Should the Body Be Present?

Burial and cremation are meant for final body disposition. Neither choice means the body needs to be present during a funeral or memorial service. You can still have open-casket visitation hours with the body present even if cremation is planned. Or, you can complete a cremation but still plan a memorial service later without the remains present. Your plans will reflect your loved one’s and family’s wishes.

Differences Between a Wake, Funeral, and Visitation

Arrange for Flowers and Donations

Traditionally, people send funeral flowers or sympathy flowers as a sign of support and to express their condolences. It’s common now for people to make donations to preferred charities and organizations instead of sending flowers.

Some suggestions for donations include:

Determine Payment Options

Your costs will vary depending upon the form of final disposition and the type of funeral or memorial service you want, but you should consider how you will pay for these services. There are many payment options available today, such as:

In addition, it is possible to formally arrange your services in advance with a provider and then pay in advance, whether all at once or through installments.

People enter into these “preneed” arrangements for many reasons, including removing the burden of making difficult decisions once death occurs to prevent financial hardship on survivors, or spending down their assets in order to qualify for certain federal benefits.

The Federal Trade Commission Funeral RuleYou have several basic rights under the FTC “Funeral Rule” that you should review.Providers are required to give you accurate, itemized price information and disclosures about services. Most businesses provide convenient product and service information and prices, and even post their general price list online. This makes it easier to compare local prices and service options.

The Federal Trade Commission Funeral Rule

You have several basic rights under the FTC “Funeral Rule” that you should review.Providers are required to give you accurate, itemized price information and disclosures about services. Most businesses provide convenient product and service information and prices, and even post their general price list online. This makes it easier to compare local prices and service options.

Tips for Preplanning Your Own Funeral or Memorial Service

Finally, if you’re planning your own funeral or memorial service in advance, you should inform your family about your end-of-life wishes to make sure they know what you want. Make sure they have contact information for the funeral home or similar service provider where you made arrangements.

This includes written and/or digital copies detailing the options you’ve chosen and their cost. If you’ve formally prearranged your funeral or memorial service with a provider, or chosen and paid for acemetery plot, then you should keep those documents with other important papers.

If you’ve already worked with a provider, they should have information about disposition choice, and the purchase of an urn, coffin, vault, and more. Tell them whether your memorial plans include having the body present. Most funeral services will help you and your family plan a service, though faith leaders typically work with them, too, if your memorial will be held at your place of worship.

If you keep your legal documents in a safe, or offsite in a safety deposit box, you should ensure that your loved one(s) also know the safe’s combination or can access the key.

Summary

The death of a loved one is often a busy time, with a flurry of activity and numerous tasks. Planning a funeral or memorial service may be among them, though these services often are prearranged.

Funeral home staff, trusted faith leaders, and the personal representative can help to coordinate the planning and make sure your decisions, and those of your loved one, are honored.

How to Plan a Funeral or Memorial Service

5 Sources

Verywell Health uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read oureditorial processto learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.

International Cemetery, Cremation & Funeral Association.Resources for Consumers.

Hootman, T.FindLaw Funeral Planning FAQ.

Cremation Association of North America.Alkaline Hydrolysis.

Federal Trade Commission Consumer Information.The FTC Funeral Rule.

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