Should You Buy Supplemental Health Insurance?
Supplemental insurance is additional insurance you can purchase to help pay for services and out-of-pocket expenses that your regularmajor medical health insurancedoesn’t cover. Some supplemental insurance plans will pay for the out-of-pocketcost-sharingthat goes along with your health insurance plan (ie, deductibles, copayments, and coinsurance), or for medical services that your health plan doesn’t cover at all, such as dental and vision costs. Other supplemental plans may provide you with a cash benefit paid out over a period of time or given to you in one lump sum....